HBOI / MARKETPLACE

Payments & Wallet Availability

Coming soon. No wallet, payment collection, stored balance or payment protection scheme is operational.

Payment architecture pending

Whether customers pay bakers directly or the platform collects and settles funds requires an approved payment architecture and provider setup. This website does not decide or simulate that arrangement.

Actual confirmation

A future order payment state must follow a verified payment event, with receipts and adjustments tied to the real order. No test transaction, screenshot or local button creates a paid status.

Clear responsibilities

Publish final payment, cancellation, refund and payout responsibilities before trading opens. No escrow, protection guarantee or fixed settlement promise is made.